Most Medicare Advantage plans are either HMO- or PPO-based, which means they have networks of doctors and facilities. If you choose Medicare Advantage coverage, you’ll need to make sure that your doctors accept the plan. This is especially true of your Primary Care Physician. Many Medicare Advantage plans require you to choose one. Since they’ll be the doctor you use the most, take the time to check that your Primary Care Physician accepts any Medicare Advantage plan you’re interested in.
If you use non-network providers, your plan may not provide coverage and you’ll have to pay 100% of the cost. You can check to see what plans your doctor accepts by searching online at the plan sponsor’s website, or by calling the plan company and speaking with member services.
If you’d rather have help finding a plan your doctor accepts, chat with one of our licensed agents. We can help you find a plan that will work with your doctor.
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